According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be able to afford the loan. While prices may have slowed
Dec 13, 2022 | Purchasing a Home
If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre
Dec 06, 2022 | Purchasing a Home
With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. In fact, since 2020, the percentage of young adult buye
Nov 29, 2022 | Purchasing a Home
Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients. All of us at Express Financial Services Group would like to wish you a Happy Thanksgiving and to let you know how much yo
Nov 24, 2022 |
When you are applying for a home loan, you are generally concentrating on the principal and interest charges that will make up your future mortgage payment. However, there is another cost that may be harder to determine at the outset of your loan: your pr
Nov 22, 2022 |
If you are a military member or retired veteran looking to get a mortgage, one of the best available is the VA loan. Sponsored by the Department of Veterans Affairs, these mortgages offer incredible terms to give you a leg up in homeownership. Here are 8
Nov 17, 2022 | VA Loans